The DRC’s foreign exchange regulations, administered by the Banque Centrale du Congo, impose:
Mandatory repatriation of export proceeds or foreign earnings within 90 days of receipt, unless you obtain a formal extension.
Use of commercial banks: Any cross-border remittance (in or out) above USD 10 000 must be processed through a licensed bank, which will report the transaction to the Central Bank.
Exchange-control fees: A 0.2 % levy (minimum USD 1) applies to outward transfers.
Declaration of offshore accounts: While there is no automatic exchange-control tax on balances held abroad, banks may require you to confirm the origin of funds and their intended use.
Failing to comply can lead to fines, blockage of transfers or administrative sanctions by the Central Bank.